One app, all things money

From easy money management, to travel perks and investments.
App Demonstration
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1.5% cashback

We never have access to any of your data or funds. Ever.

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30-day terms

We never have access to any of your data or funds. Ever.

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Save Money

We never have access to any of your data or funds. Ever.

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Free ATM

We never have access to any of your data or funds. Ever.

Stay tuned with push-notifications

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order — you’re always kept up-to-date.

Reach your goals with Cardy

Personalize each space with a name, set your savings target, and easily stash savings aside with just a few taps.Rather set it and forget it? Easy—create Rules to regularly move money over to a space, or try Round-Ups to save up the spare change whenever you pay by card.

Spend abroad without the hidden fees

Globe Connection

Keep control
over your money with advanced statistics

Grid Card Statistics

Convert and hold 49 currencies

Money Circulation

Send & receive money
instantly

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order — you’re always kept up-to-date.

Cards with Statistics

Effortless cashback
sent straight to your account

Everytime you spend, you earn cashback. Simple as that!

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10% cashback for shopping
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10% cashback for taxi
Restaurant Icon
10% cashback for restaurant

Frequently Asked Questions

If you are not sure whether Cardy is suitable for you or not, do not worry. We are here to explain everything you might want to know.

What is the difference between Cardy and a traditional bank account?
Who can open a Cardy account?
What if I withdraw money abroad?
Can I cancel my subscription or switch to another plan anytime?
What happens if I withdraw more than $250?

Communicate

Share your account details to get paid, or spend around the world with your debit card.

Get started